Liberty is a subsidiary of Liberty Mutual Insurance (www.LibertyMutual.com), an America diversified global insurer founded in 1912 and based in Boston, Massachusetts.
As of December 31, 2014, Liberty Mutual Insurance had $124.3 billion in consolidated assets and $39.6 billion in annual consolidated revenue making it the 3rd largest casualty insurer in the United States and the 6th largest in the world and the 78th largest corporation in the United States.
Liberty HealthCare gives you complete peace of mind through a range of unique features and optional medical insurance covers.
Territorial scope
Optional benefits
Brief summary of benefits:
| Major Hospital Services (VND) | Classic, H1 | Executive, H2 | Premier, H3 |
| Hospital Services Overall Annual Limit | 2,200,000,000/year | 6,600,000,000/year | 22,000,000,000/year |
| All Hospital Services | Fully Covered | Fully Covered | Fully Covered |
| Room and Board – per day | Standard Private Room, up to 5,500,000 | Standard Private Room, up to 7,150,000 | Standard Private Room |
| Intensive Care Unit – per day | Fully Covered | Fully Covered | Fully Covered |
| Companion Bed – per day (accompanied dependent child below 18, max 10 days/year) | Fully Covered | Fully Covered | Fully Covered |
| Oncology Treatment Max per policy year | Fully Covered | Fully Covered | Fully Covered |
| Day Case Treatment, Max per policy year | 110,000,000 | Fully Covered | Fully Covered |
| Organ Transplant | Fully Covered | Fully Covered | Fully Covered |
| Emergency Ward Treatment | Fully Covered | Fully Covered | Fully Covered |
| Emergency Dental Treatment, Max per policy year | 220,000,000 | 440,000,000 | 1,100,000,000 |
| Emergency Medical Evacuation / Repatriation | Fully covered | Fully covered | Fully covered |
| Repatriation of Mortal Remains | Fully covered | Fully covered | Fully covered |
| Outpatient Services | Classic – H1 | Executive – H2 | Premier – H3 |
| Outpatient Annual Overall Limit: | 110,000,000 | 110,000,000 | Subject to VND22,000,000,000 |
| General Outpatient Services, Specialist, Lab tests, X-Ray, Prescribed drugs | Fully Covered | ||
| Chinese Herbalist, Bonesetter & Acupuncture (Limit per visit, max 10 visits per policy year) | 990,000 per visit limit | ||
| Physiotherapy and Chiropractor Treatment (upon referral) (Limit per visit, max 15 visits per policy year) | 1,320,000 per visit limit | ||
| Hormone Replacement Therapy | 44,000,000 / year | ||
| Annual Medical Examination / Vaccination/ Work Permit Medical Check-up | 3,000,000/year | ||
Liberty MediCare is a comprehensive health insurance product specially designed for the Vietnam market with a range of unique benefits.
Group & family discounts as well as many flexible medical insurance benefit options will ensure we can meet your needs.
Territorial scope
Vietnam
Optional benefits
Brief summary benefits:
| Hospital Services (VND) | Plan M1 Bronze | Plan M2 Silver | Plan M3 Gold | Plan M4 Diamond |
| Area of Cover | Vietnam | |||
| Hospital Services Overall Annual Limit | 120,000,000 | 250,000,000 | 500,000,000 | 1,000,000,000 |
| Surgeon fee, operation room, surgical appliances, investigations, nursing and hospital charges, etc. | Fully covered | |||
| Room and board per day | 1,000,000 | 1,500,000 | 2,500,000 | 4,000,000 |
| Intensive Care Unit per day | 2,500,000 | 4,000,000 | 6,000,000 | 15,000,000 |
| Organ transplant, Reconstructive surgery, Surgical implants | Fully covered | |||
| Oncology Treatment | 50,000,000 | 100,000,000 | 250,000,000 | Fully covered |
| Day case treatment – Admitted to a Hospital bed but does not stay overnight – Max per policy year | Fully covered | |||
| Local Ambulance | ||||
| Service – The medically necessary road ambulance transportation services to and from a local Hospital | Fully covered | |||
| Organ Transplant – In respect of kidney, heart, liver and bone marrow transplants (Max per Sickness or Injury) | Fully covered | |||
| Emergency Ward Treatment – Services performed in a Hospital casualty ward or emergency room for a period of not more than 24 hours | 6,000,000 | 10,000,000 | 15,000,000 | Fully covered |
| Emergency Dental Treatment – Max per policy year | N/A | N/A | 20,000,000 | 50,000,000 |
| EMERGENCY MEDICAL EVACUATION / REPATRIATION | ||||
| Repatriation of Mortal remains | Fully covered | |||
| OUTPATIENT SERVICES | ||||
| Outpatient Annual Overall Limit | 10,000,000 | 15,000,000 | 20,000,000 | 30,000,000 |
| General PR actioner & Special care, Physical therapy, occupational therapy and speech therapy, General Outpatient Services, Specialist Outpatient Services, Laboratory and x-Ray Services, Prescribed Drugs (upon referral) | Fully covered | |||
| Chinese Herbalist, Bonesetter & Acupuncture | 150,000/ visit | 150,000/ visit | 200,000/ visit | 300,000 / visit |
| Physiotherapy and Chiropractor Treatment (upon referral) | 200,000/ visit | 300,000/ visit | 400,000 / visit | 600,000 / visit |
| ELIGIBILITY CRETERIA | ||
| Plan M1 & M2 Bronze & Silver | Plan M3 & M4 Gold & Diamond | |
| Insured people | – Full time employees – Dependents of employees, including spouse and children | – Family including wife/husband & children – Full time employees – Dependents of employees, including spouse and children |
| Age of inception | – New members: from 15 days to 64 years old – Renewal members: maximum74 years old | |
| Minimum number of Insured people | 20 | 2 |
Cancer treatment is a relentless journey, and a huge burden of finance and time. It’s also a mental crisis not only to patients but also their family.
As our desire to accompany cancer patients, to share with their financial burden, Liberty Insurance introduce a special insurance product – Liberty CancerCash which may hopefully help customers be financially and mentally prepared for a qualified life despite such misfortune. Liberty CancerCash Insurance package offers preeminent benefits as followed:
– Coverage at any stage of cancer according to the insurance plan
– 100% sum insured reimbursement once as soon as diagnosis is completed, allowing financial initiative to carry out treatment on time.
– A budget insurance premium, simple and flexible payment method (once or periodically)
– Full insurance coverage is automatically renewed in every 5 years.
– Explicit, fast and fair claims procedure within 15 working days.
Brief summary benefits
| Schedule of benefits (VND) | Classic | Executive | Premier | ||
| Sum insured | 250,000,000 | 500,000,000 | 750,000,000 | ||
| Area of cover | Vietnam | ||||
| If cancer occurs after the policy has been in force for 180 days | 100% of sum insured | ||||
| If cancer occurs after the policy has been in force for 90 days | 70% of sum insured | ||||
| Minimum survival from the date of having been diagnosis of cancer | 14 days | ||||
| Cover for all stages of cancer except skin cancer | |||||
Age Eligibility:
Download Brochure (Vietnamese version only) – Liberty CancerCash insurance – Vietnamese
Liberty TravelCare provides superior protection for individuals and families travelling abroad with many flexible benefit options matching your needs.
Eligibility:
Age limit at inception: Maximum 75 years old
Citizenship: Available to Vietnamese citizens and permanent residents in Vietnam
Length of trip: for single trip insurance policies, they shall not exceed 180 days; for annual insurance policies, there is no limit on the number of trips but the length of one trip shall not exceed 90 days
Brief-summary of benefits:
With a minimum premium of US$1 per person per day, Liberty TravelCare will give you and your family comprehensive protection against such risks as:
| Maximum coverage of Major benefits (VND) | Classic | Executive | Premier |
| Overseas and local medical treatment expenses for illnesses and accidental bodily injuries | 1,000,000,000 | 1,600,000,000 | 2,400,000,000 |
| Overseas compassionate visit | 40,000,000 | 60,000,000 | 100,000,000 |
| Trip cancellation or postponement | 50,000,000 | 80,000,000 | 120,000,000 |
| Travel delay – 2,400,000/6 consecutive hours, max | 12,000,000 | 12,000,000 | 12,000,000 |
| Travel / Flight misconnection: for 6 full consecutive hours of delay due to flight misconnection while overseas | 3,000,000 | 3,000,000 | 3,000,000 |
| Loss of or damage to baggage or personal effects | 30,000,000 | 40,000,000 | 60,000,000 |
| Loss of money; travel documents | 2,000,000; 24,000,000 | 3,000,000; 24,000,000 | 6,000,000; 24,000,000 |
| Loss of or damage to the household contents in Vietnam residence due to fire | 20,000,000 | 30,000,000 | 60,000,000 |
Liberty AutoCare offers a comprehensive coverage to protect your vehicles, providing you assurance on the road.
Download brochure (in Vietnamese version only) – Liberty AutoCare -Brochure – English
Liberty HomeCare provides comprehensive protection against the loss of or damage to your home and its contents caused by fire or special perils, personal injury and public liability arising from an accident on your premises.
MATERIAL DAMAGE
Cover for loss of or damage to the property insured caused by fire or any of the following perils:
PERSONAL AND FAMILY LIABILITY
Compensation for third party claims resulting from accidentall bodily injury and/or damage to property happening when the Insured is the owner or occupier of the building.
FAMILY PERSONAL ACCIDENT
Compensation for death, permanent disablement and medical expenses up to 10% of Capital Sum Insured per Insured Person
COMPLIMENTARY BENEFITS
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